Operating Leasing

Efficiency and mobility

An operating leasing is a special form of leasing and actually it is a classic rent.

It's perfect for you if you want to drive a new car all the time without owning it.

You simply rent it for a period of 12 to max. 54 months and you don't think what to do with it at the end of the contract. You return it to us and you are free to choose a new car.

You pay no down payment, just monthly payments. You can use the tax credit (for businesses) and the saved down payment for other investments.

The safety of the car is guaranteed by insurance through Porsche Insurance Broker (in partnership with the largest insurers on the Bulgarian market) and Porsche Insurance (our own insurance company).

We* offer operating leasing for all Volkswagen and Audi models - new cars.

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*Operating leasing is offered by the company Porsche Mobility BG EOOD, which, like Porsche Leasing BG EOOD, is a subsidiary of the Austrian bank Porsche Bank AG and part of the Porsche Finance Group Bulgaria.

YOUR BENEFITS

RISK FREE - Don't worry about what you will do with the car at the end of the leasing. You pay leasing payments only for the use of the car, and you transfer the care of the market value and the risk of selling the already used car entirely to us. ALWAYS DRIVE A NEW CAR - After the leasing expires, you have the opportunity to drive a new car again without the care and additional costs of maintaining an older car. You choose whether to change the make or model.
TAX BENEFITS FOR FORMS - possibility of tax credit for all costs accompanying the use of the car. EASY BUDGET PLANNING - You always know what your monthly leasing costs are and you can easily plan your budget allocation, especially if you have also concluded a service maintenance contract with us.

Useful information

Operating leasing procedure

Are you interested in how everything happens from choosing a car to leasing it? Learn the step-by-step process.

Travelling abroad

In order for the lessee to leave the country with the leased car, it is necessary to have a "Green Card" certificate and a notarized power of attorney to drive the car abroad. You receive the "Green Card" with each issuance or renewal of the "Third-party Liability" insurance. The power of attorney is issued only upon written request from the client.

Operating Leasing - FAQ

Here you can see what the steps are for taking a car on operating leasing by Porsche Mobility.

Contact number for all questions related to your leasing contract or insurance policy:

+359 (0)2 489 9100

You can drive the leased car abroad, but you must have a notarized power of attorney from us. Also, make sure that the countries you will be traveling to are covered by Third-party Liability and Casco insurances.

You can submit a request for a power of attorney abroad here.

For questions, contact us at tel. +359 (0)2 489 9100.

The amount of interest is calculated depending on the risk assessment and/or the number of leased cars. The leasing schemes offered are with variable interest rates based on three-month EURIBOR. Interest is charged on the amount financed by us.

EURIBOR is the interest rate offered by the first-class banks participating in the London International Banking Market for deposits in Euros. In the event that the three-month EURIBOR changes compared to the time of the last adjustment of the interest, respectively the date of delivery of the car, by more than 25 basis points (one percentage is equal to 100 basis points), an interest adjustment is carried out - for financial leasing, or of the monthly payment - for operation leasing, as of the first day of the month following the corresponding calendar quarter, which adjustment is analogous to the change in the three-month EURIBOR. The three-month EURIBOR on the first day of the previous month is used as the basis for calculation compared to the three-month EURIBOR on the day of the last interest/payment adjustment, respectively on the date of handover of the car.

If necessary and in accordance with the customer's creditworthiness, Porsche Mobility has the right to require the provision of the following guarantee: promissory note or contract surety.

Payment is made in monthly payments, including principal repayment and monthly interest on the remaining principal. Payments are accepted only by bank transfer to the account of Porsche Mobility:

YOUR PERSONAL IBAN

Unfortunately, customers with operating leasing and maintenance at Porsche Mobility cannot pay their obligations through the epay.bg system. This is currently possible only for customers of Porsche Leasing (finance leasing).

Payments are accepted only by bank transfer to the account of Porsche Mobility:

YOUR PERSONAL IBAN

Payments to Porsche Mobility are made in the national currency, and the BNB fixing of 1.95583 is used to calculate the amount in Bulgarian leva.

Since an operating leasing is essentially a rental, i.e. you do not repay part of the value of the car in order to acquire it, there is no repayment plan.

You must notify us in writing in a manner convenient for you:

- e-mail: info@porscheleasing.bg

- post address: Porsche Leasing BG EOOD, гр. София, Mladost 4, Business Park Sofia, build. 12А, floor 2

New passenger cars are subject to technical inspection in the third year from the date of initial registration, and new light trucks in the second. After the first inspection, the car is again subject to such inspection annually. You can go to any workshop authorized to carry out annual technical inspections. For this purpose, you will need a copy of the large registration card and paid road tax for the relevant year, which you can get from Porsche Mobility.

Contact us: +359 (0)2 489 9100.

You should immediately contact a Porsche Mobility representative who will give you instructions according to the specific situation.

Keep in mind that the absence of a key is a prerequisite for the insurer to refuse to pay insurance compensation in case of theft of the car, so it is absolutely necessary to take all precautions until the problem is solved and the car is in a safe place.

The instructions you will receive from Porsche Mobility will be agreed with the insurer to ensure insurance coverage after the problem has been rectified /ordering a new key or a set of new locks and keys/.

Contact a Porsche Mobility representative to request duplicates of the relevant documents. Porsche Mobility will provide you with a duplicate of the small registration card of the car, as well as the card and the Third-party Liability policy. You will need to visit an Annual Technical Inspection location to obtain a new annual car technical inspection card.

The maximum term of operating leasing contracts is 4 years.

The operating leasing contract may be terminated earlier with the express agreement of Porsche Mobility and after the expiration of not less than 12 months from the date of its entry into force. For more information, you can contact us at tel.:+359 (0)2 489 9100.

Yes, it is possible. In this case, the third party must provide Porsche Mobility with a complete set of documents to assess its creditworthiness. The documents can be found here.